Looking to buy a new home in the Raleigh or Wake County area? In this process, you must make sure that you work with a REALTOR® you can trust and who has your best interests in mind. The Kelly Cobb Home Team is one such agency that will assure the best services with the least amount of stress and expense. Read further for some money saving tips on what to do and what to avoid when buying your first home.
Figure out how much money you can afford to spend on a home. This all depends on your income, expenses, credit, interest rate, etc. It is best to contact a lender to get a good outlook.
Know your rights and look around for buying programs. There are even special mortgages for first time home buyers that make the process much less difficult. Check with your lender.
You should choose a community to live in that best suits your day-to-day life. Schools may play an important part, as well as access to entertainment, transportation, and public facilities. The important thing is that you find a comfortable neighborhood and a home which you can live in and enjoy.
Which is a better value: older or newer homes? This depends on the home’s individual pros and cons. Usually, older homes are in older neighborhoods and have lower tax rates, but tend to require repairs. New homes utilize contemporary construction methods and are generally more energy-efficient. The biggest difference between the two would be the investment of maintenance.
Be there for the inspection! This is a perfect time to get an outside opinion of the house and ask general questions about problem areas and maintenance.
You must have homeowner’s insurance, and to get the most value, you should shop around. Ask Kelly for a list of trusted vendors of homeowner's insurance.
The Kelly Cobb Home Team is eager to help you through the various steps and procedures involved with buying your first home. The Team can provide you with all the information you need, so be sure to take advantage of the offered services. Fill out the form below to receive additional information on getting the best value when buying a new home in the Triangle area.
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